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Flexible Payment Solutions

Including 0% Buy Now Pay Later from Paypal and Novuna Finance

Don’t spend a third of your life sleeping on a bed or mattress that doesn’t suit your needs and say goodbye to stressful upfront payments and hello to the comfort of paying over time. Take advantage of our interest-free credit and pay monthly options today and transform your bedroom without worrying about the cost. Shop now and discover our flexible and affordable financing options for the mattress, bed, or bedroom furniture you desire.

PayPal

At Armagh Carpets, we understand that choosing new carpet or flooring can be a significant investment, especially when updating multiple rooms or larger areas of the home. That’s why we aim to offer competitive pricing, transparent quotations and great value across our range of carpets, vinyl flooring and accessories.

With trusted brands, free delivery and flexible options available, our team is always on hand to help you find the right flooring solution to suit your home, style and budget, with no hidden costs or unnecessary extras.

PayPal

Novuna Finance

Our flooring finance options are available online, over the telephone and in-store, with a quick and straightforward application process. Representative payment examples and further information are available online, or our team will be happy to discuss the available options and help you find a solution that suits your budget.

Novuna Finance

Welcome to PayPal Pay in 3

Fancy a big purchase but don’t quite fancy hitting those savings all in one go? Why not split the bill over 3 monthly payments with PayPal Pay in 3

Tell me more...

  • It’s an interest free loan – with Pay in 3, there’s no interest and no set up fees.*
  • Get a decision in seconds – you won’t have to wait to see if you’re approved.
  • It’s backed by PayPal – your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal**.

You can find the answer to any questions you may have in the FAQ section of PayPal’s website – Click here to be taken there now.

*Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score.

So what do I need to do?

  • Fill your basket with a total value of £30.00 to £2,000.00 excluding any delivery charges
  • Check Out with PayPal
  • Choose “Pay in 3” and complete your purchase.
  • Make the first payment now, the rest in two payments every month on the same date.
  • All queries need to be submitted to PayPal directly; we wont be able to talk to you about an application or payment issues. Please contact the PayPal team via your PayPal Account

Klarna In-Store – Flexible Payments Made Easy

We now offer Klarna in-store, giving you even more ways to pay for your new bed, mattress or bedroom furniture—instantly and with confidence.

Why Choose Klarna In-Store?

  • Buy now, pay later – spread the cost in a way that suits you
  • No upfront deposit – enjoy flexible payment options with no hidden fees
  • Fast and easy – set up takes just minutes in the Klarna app
  • Use your phone to pay – simply add a Klarna card to your digital wallet and tap to pay at the till

How It Works in Our Store:

  1. Open the Klarna app and tap Pay in-store
  2. Find our store and create your digital card
  3. Add it to your wallet and use it at checkout
  4. Enjoy your new bed while paying over time

It’s quick, convenient, and gives you more control over your purchase. Ask our team in-store for help getting started.

 

Splitit In-Store – Flex Your Credit, Not Your Budget

 

We’re now offering Splitit in-store—so you can turn your existing credit card balance into simple monthly payments without the hassle.

Why Choose Splitit?

  • Use your credit card – no new loans, no new applications
  • Fast and secure – complete your purchase in seconds at the till
  • Keep your perks – enjoy your usual credit card rewards, fraud protection and purchase insurance

How It Works in Our Store:

  1. Choose your perfect bed or mattress
  2. Pay using your existing credit card with Splitit
  3. The cost is split into interest-free monthly payments
  4. No credit checks, no new lines of credit – just a smarter way to pay

Get what you need today and pay your way—ask in-store for details on Splitit.